Best Reward Credit Cards of Top Banks

Credit cards give reward points on each transaction and these reward points are quite useful. They give you access to gift vouchers, discount coupons, gifts and also cashbacks. The reward points offered by different bestcredit cards differ. Top banks offer attractive credit cards which have a good reward structure. Here are some of the best reward cards offered by top banks of India –

SBI Credit cards
  • SBI Elite Card Elite – You get e-gift vouchers worth INR 5000 when you choose the card. The vouchers can be redeemed on renowned partner outlets. You get discount on two movie tickets worth INR 250 each every month. Bonus reward points are allowed at important milestones.
  • SBI Simply Click Card – You get 10 reward points when shopping at online retail partners. Amazon gift card worth INR 500 is given as a log-in gift. 5 times the reward points are given for online spending. On annual online spending of INR 1 lakh, you get e-vouchers worth INR 2000.        
  • SBI Prime Card Prime – You get e-gift vouchers worth INR 3000 as welcome bonus which can be used at partner outlets. 20 reward points are allowed on INR 100 for placing standing instructions on utility bill payments. You also get 10/15 reward points on your spending. On spending a specified limit in a year, bonus reward points and gift vouchers are also allowed.
HDFC Credit cards   
  • Regalia First Card – This is a premium card with travel benefits. You get 4 reward points on each spend of INR 150. The card also allows you complimentary priority pass membership, three complimentary international lounge visits, up to 15% discount at leading restaurants in India and 7500 reward points on annual spending of INR 6 lakhs and above.   
  • Diners ClubMiles Card – This is a travel and lifestyle card which     gives 4 points on each spend of INR 150. The accumulated points can be redeemed against air miles. You also get complimentary access to airport lounges and Diners lounge program membership.
Citibank Rewards Credit Card
This credit card gives normal as well as accelerated reward points on each transaction done using the card. 10 times the reward points are offered on departmental store purchases and purchases of apparel at partner outlets. The reward points can also be redeemed instantly at partner outlets. 2500 points are allowed on activation of the card and 1 point is allowed for every INR 125 spent.
Kotak Royale Signature Credit Card
This card promises 4 reward points on every INR 150 spent on the card. The reward points can be accumulated and redeemed on air tickets, merchandise and mobile recharges. You also get fuel surcharge waiver, complimentary airport lounge access at Indian airports, fuel and railway surcharge waiver, facility of add-on card for your family and an insurance cover of INR 2.5 lakhs against unauthorised usage if the card is stolen or lost.

So, these are some of the best reward cards offered by leading banks of India. Choose any card and you would get incomparable rewards and privileges when using the card.